TERMS AND CONDITIONS

By utilizing the services offered by LoanFinserve Corporation, often known as "LoanFinserve," you consent to be legally bound by the conditions stated in this agreement. This covers activities like downloading, installing, or utilizing our services, as well as clicking the "I Agree" or "I Accept" button. Please do not click "I Accept" or "I Agree," and do not download, install, or use our services if you do not agree to the conditions that have been provided to you.

The most recent meanings of the following particular clauses from the LoanFinserve Agreement are provided here:

The mobile application created by LoanFinserve to offer its loan services to clients is referred to as the "Application" or "App".
The term "Lender" refers to a bank or non-bank financial institution (NBFI) that LoanFinserve has a loan approval agreement with. Lenders are in charge of approving, overseeing, and paying out loans to customers through the Platform.
As defined by the Companies Act of 2013, LoanFinserve is a validly incorporated business with its registered office located at [Registered Office Address]. The terms "Company" or "we" relate to this business.
Any person who accesses, uses, views, or saves the Platform and its services is referred to as a "Customer," "You," or "End-User".
Loan: The monetary support that Platform users can apply for. By the conditions specified in the loan agreement, the lender authorizes and disburses the loan.
Loan Agreement: The written or electronic agreement, signed by the lender and the customer(s), that contains all the precise terms and circumstances of the loan.
Online Store: Any website or digital retailer, such as the Windows Store, Google Play for Android, Apple App Store for iOS, and similar platforms, where LoanFinserve makes its app available for users to download and use.
Outstanding Amount: The whole loan balance, including interest and other costs, that borrower must return by the deadlines.
Platform and Website: The LoanFinserve App and Website are referred to here, as they give customers access to and usage of the services provided.
Services: The different ways the Lender can utilize the Platform to authorize, approve, and pay out short-term loans.
Websites and online areas that are not under the direct control of LoanFinserve but might be utilized for social networking are referred to as third-party platforms. Facebook, LinkedIn, and comparable websites are a few examples.
User Data: Any information that customers give LoanFinserve either before or following their use of the services.
Website: Alludes to the [Website Domain Name] domain name, which is under the management and control of LoanFinserve to enable the provision of Services.

Please make sure that LoanFinserve's real registered office address and website domain name are reflected in the placeholders [Registered Office Address] and [Website Domain Name].You must fulfill the requirements listed in our mobile application in order to use our Services and submit an application for a loan. Kindly note that LoanFinserve has been designated by the Lender to gather, authenticate, and monitor your whereabouts in addition to confirming User Data, supporting documentation, and any further data needed for loan authorization.

You must register through your chosen Third-Party Platform to establish a "User Account" with LoanFinserve to access and use our Services. You will be asked to submit user information through the app's mobile form during the application process. Email address, name, age, date of birth, phone number, username, password, picture, contact information, mobile phone data (such as SMS and browsing history), login credentials for external websites, financial data (such as bank statements, pay stubs, and bank documents), PAN card numbers, bank account numbers, compliance-related information, credit information, and other pertinent details are just a few examples of the information that could be included in this. You are in charge of making sure that all of your data is true, comprehensive, and current.

You give us permission to access and obtain any required data, including personal information, from third-party platforms when you use our services. Please be aware that we might ask the appropriate third-party platforms for updates to your data regularly and obtain them in response.
LoanFinserve will follow your instructions to the letter for every transaction carried out on your behalf, which you have to approve beforehand. Our non-discretionary system is the foundation of our operations. As stipulated in this agreement, you provide LoanFinserve permission to get credit records from different financial institutions. The examination and approval of your application will begin as soon as you have verified and submitted the necessary user data, documents, and information using LoanFinserve's mobile application form.

After our company completes the document validation procedure, the lender may approve the loan request if you meet the eligibility requirements and adhere to the terms and conditions of the loan acceptance. The ECS/NACH authorization form, a check, and any other pertinent documentation the lender requests must then be completed and submitted. To process and authorize loans, our firm may gather physical papers, including ones that call for signatures. The loan amount will be disbursed after the Lender has received and examined these papers in compliance with the terms of the loan agreement.

The loan will be paid out according to the terms specified in the mobile application. The dates listed in the mobile application form are when you have to return the loan amount to the lender.

LoanFinserve retains the right to follow you around while you use the Services to make sure you complete all of your responsibilities, which include paying the Lender the remaining balance. Even if you stop using, uninstall, or remove the mobile app, this tracking might still go on. Ensuring compliance with all responsibilities until the entire amount owed to the lender is repaid is the goal of this monitoring.

Please be aware that until you are released from your obligation to repay the Lender for the outstanding balance, LoanFinserve reserves the right to track your location at all times while you use the Services, regardless of whether you deactivate or uninstall the mobile app or any other pertinent cause.

You continue to be accountable for any outstanding amounts even after you cease using or deactivating our services. You understand and agree that LoanFinserve shall not be liable for any disputes, claims, or losses resulting from the proper or improper use of the Services. When using the Services, you acknowledge that you are fully responsible for all acts made using your User Account. You acknowledge that you are solely responsible for protecting the privacy of your User Account and any associated activity by using the Services. Without giving a reason, LoanFinserve retains the right to accept or reject your request for the Services. You also understand that you need access to a computer or other electronic device that satisfies all technical requirements for software, hardware, internet connectivity, and other elements to use the Platform and Services efficiently and guarantee successful interaction.

LoanFinserve safely keeps the User Data you submitted during the registration procedure for your convenience. As a result, you can use the Platform without constantly logging into your User Account. By accepting these conditions, you specifically give us permission to keep an eye on, retrieve, and utilize your personal information as well as the personal information of other users to complete authentication processes and send you account-related updates.

License:

Authorization for App Use: You must download and install the LoanFinserve App to use the Services. You attest that you are of legal age and have the mental capacity to read, comprehend, and abide by these Terms by using the Services. For downloading, installing, and using the App, LoanFinserve hereby offers you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license. Since the app is licensed to you rather than sold, your use of it is restricted by these terms and conditions.Approved online retailers offer the App for download, installation, access, and usage on a range of electronic devices, including smart phones, tablets, and similar gadgets.

Assistance and Upkeep: LoanFinserve is not required to offer App support or maintenance, although it may do so at its discretion.Updates/Upgrades: The App may offer updates or upgrades through the relevant online stores. It is important to note that certain features or functionalities may become unavailable if you choose not to update or upgrade the App.

Tips for Making Use of LoanFinserve:

Prohibited Conduct: When using the Platform or Services, you must abstain from any unlawful or criminal activity. No component of the App may be reproduced, copied, duplicated, sold, resold, or used for any commercial purpose.
Materials Prohibited: Any harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libellous, or objectionable content based on race, ethnicity, or other personal characteristics may not be uploaded, posted, emailed, transmitted, or made public.
Requests Not Requested: It is prohibited to distribute unlawful or unsolicited solicitations on the Platform. Examples of these kinds of solicitations include "junk mail," "spam," "chain letters," "pyramid schemes," and similar ones.
Content That Is Contaminated:- Any content that contains computer viruses or other malicious codes, files, or programs meant to interfere with, disable, or restrict the operation of computer software, hardware, or telecommunications equipment is strictly prohibited and cannot be uploaded, posted, emailed, shared, or otherwise made available.
Content That Is Contaminated:- Any content that contains computer viruses or other malicious codes, files, or programs meant to interfere with, disable, or restrict the operation of computer software, hardware, or telecommunications equipment is strictly prohibited and cannot be uploaded, posted, emailed, shared, or otherwise made available.
Violations and Interventions: It is completely forbidden to take part in any actions that obstruct regular communication, prevent other users from taking part in live discussions, or try to compromise the Platform or any linked networks in violation of their policies.
Observance of the Law: Whether on purpose or accidentally, you must not break any applicable local, state, federal, or international laws or regulations.

Please be advised that you could lose access to the LoanFinserve platform and services if you break any of these rules.

Content available:

Concerning the information available through the Platform or Services, LoanFinserve disclaims all warranties and guarantees. Data files, text, numerical data, computer code, audio files, pictures, videos, and other visual elements can all be found in the content. Any content that users upload, distribute, link to, or otherwise make available on the Platform is entirely their responsibility. Any harm arising from the use of any incomplete, erroneous, or missing information is disclaimed by LoanFinserve.

Nothing on the Platform should be interpreted as an official invitation, promotion, or suggestion to buy or sell any financial products or services provided by LoanFinserve or its affiliates unless otherwise specified in these Terms.

Proprietary rights of the company:

You understand that LoanFinserve is the exclusive owner of all intellectual property rights about the platform, services, brands, trade names, trademarks, designs, and any necessary software. This includes all stakes, rights, and ownerships in the relevant intellectual property. The Platform may also feature trademarks, service marks, and logos that are owned or utilized by other businesses. However, you are not allowed to utilize any trademarks, service marks, or logos that are featured on the Platform unless specifically permitted. Unauthorized use of this intellectual property may be prohibited.

You do not acquire any ownership rights to the Platform under these conditions, nor do any other parties. All obligations, privileges, and ownership are still held by LoanFinserve. Nonetheless, you have access to LoanFinserve's services as long as your registration with the company is active.

External Sources and Content from Other Parties

Links to other websites, sometimes known as "Linked Websites," that are run by unaffiliated third parties may be found on the LoanFinserve platform. LoanFinserve disclaims all liability for the correctness of the content on these linked websites and any links contained within. The information on these linked websites is subject to change at any time. Regarding the accuracy of the content on external websites, LoanFinserve makes no claims or warranties.

Please do not consider LoanFinserve to be endorsing the Linked Websites; these links are merely offered for your convenience. You are solely responsible for any conversations or correspondence you have with the Linked Websites. You bear all risks associated with accessing and using the Linked Websites. LoanFinserve disclaims all liability for any transactions or interactions that take place on these linked sites since it is not a party to them.

Additionally, third-party adverts may be shown on the LoanFinserve platform. The fact that these advertisements are displayed does not mean that LoanFinserve supports or approves of the advertiser, their goods, or services. For information on the advertisements and any related goods or services, get in touch with the advertiser directly. All duty and responsibility for any problems resulting from your dealings with third parties is disclaimed by LoanFinserve.

Additional Features and User Conduct

Additional features offered by LoanFinserve include chat rooms, blogs, comments, reviews, and other services of a similar nature, which may be supplied by us or by third parties acting on our behalf. Using our services for any illegal purpose, including but not limited to defamation, abuse, stalking, harassment, threats, or the promotion of racism, is forbidden. It is forbidden to engage in any activities that break the law or infringe upon the privacy rights of another person.

Please be aware that the Platform may include recommendations, viewpoints, and remarks from a range of experts, analysts, and professionals. Nevertheless, LoanFinserve does not support or ensure the validity or dependability of any such recommendations, judgments, findings, assertions, or data. You must independently confirm the accuracy and applicability of any advice, views, comments, services, or information offered on the Platform.

Furthermore, nothing on the Platform, including its contents, should be interpreted as expert legal, accounting, tax, financial, or investment advice. The Platform doesn't provide any particular suggestions or guidance. Any information on the Platform may be updated, changed, modified, or removed at any time by LoanFinserve. Nevertheless, LoanFinserve disclaims all liability for any claims or losses brought about by these modifications. It's critical to realize that nothing on the Platform should be taken to represent support for any specific strategy or fix. The use of any goods or techniques indicated on the Platform may violate patents or other rights, even though LoanFinserve offers no explicit or implicit guarantees or warranties.

Termination of Agreement:- LoanFinserve retains the right to end these agreements in the following situations:

Non-adherence: if you transgress any of these agreements' terms.
Legal Requirements: If there are any laws that LoanFinserve must abide by.
Termination of Service: If LoanFinserve chooses to stop offering the services or shut down the Platform.
License End Date: if the license to use the App expires
Overdue Debts: if any unpaid balances are still present.

Even when these terms expire or the App is removed, LoanFinserve maintains the right to keep an eye on your actions until all of your responsibilities, including paying off any outstanding debts, are completed. You must stop using the Platform and its services right away upon termination of these terms, in addition to forfeiting any licenses and rights that have been granted to you. You will also be in charge of making good on any unpaid bills. Please be aware that ending the agreement does not release you from paying off any outstanding bills.

Disclaimer of Warranties

You understand that using the LoanFinserve Platform and its services is entirely at your own risk. The Platform is provided "as is" and "as available" together with its contents.All implicit guarantees, including merchantability, suitability for a particular purpose, and non-infringement, are expressly disclaimed by LoanFinserve.

You assume all risk if you decide to download or receive content from the Platform in any other way. Any harm these downloads may do to your computer system, including data loss or corruption, is entirely your responsibility. Except as expressly stated in these Terms, LoanFinserve makes no representations or warranties, either expressed or implied, about the truthfulness, comprehensiveness, or dependability of any counsel or information received from LoanFinserve or through the Platform, Services, or both.

It is your responsibility to use the Platform and Services appropriately and to report any abuse. The only intended use for the Platform and Services is for personal, non-commercial usage. For any losses arising from the use of the Services that are not specifically addressed in these Terms, LoanFinserve shall not be liable. The following are not covered by any guarantees or representations made by the company:

(a) The Platform or Services will be advantageous to you;
(b) The Content will satisfy your needs and be accurate, timely,
(c) The precision or dependability of the outcomes derived from the Platform or Services.

Indemnification:

You understand and agree that, even though the Company has been informed of the risk of such damages, LoanFinserve, its officers, employees, directors, and service providers will not be liable for any damages, whether direct, indirect, incidental, special, consequential, or exemplary. These damages could result from several situations, such as but not restricted to:

(a) Using or not using LoanFinserve's services,
(b) Not being able to use the Platform,
(c) Delays in service delivery or the Platform's accessibility,
(d) The performance—or lack thereof—of the Company
(e) Harm from using the Platform to view or download materials that result in harm to your computer system or other electronic devices,
(f) Problems with the servers or other concerns impacting the services.

You comprehend and agree that LoanFinserve shall not be liable for any such damages to the fullest extent allowed by relevant law. Events outside of the Company's reasonable control may result in damage, loss, or interruption of Platform-related services for which the Company shall not be liable. Natural disasters, occurrences or actions beyond the Company's control, interruptions to machine or telecommunications services, modifications to regulations by the Reserve Bank of India or other governmental bodies, riots, storms, civil unrest, power outages, and floods are a few examples of such events.

While LoanFinserve will make every effort to minimize disruptions or delays brought on by unanticipated circumstances, it disclaims all liability for any indirect losses that may arise.

Privacy policy:

Protecting the privacy and security of our client’s personal information is our top priority at LoanFinserve. For us to provide our services, we must gather, distribute, and handle personal data. Our comprehensive privacy policy has been designed to guarantee openness and safety. You can click the following link to read our whole privacy statement: To learn more about our privacy policies in detail, click [Privacy Statement Link].

Change:

At any moment, at its sole discretion, LoanFinserve retains the right to change, remove, suspend, or amend these Terms or any related content. Any modifications to these Terms shall be immediately communicated to users by posting the amended terms on the website. You accept the amended terms by using the services or platform after such changes have been made. It is advised that you frequently review the conditions to be aware of any revisions or changes.

Law and jurisdictional preference:

LoanFinserve retains the right, at any time, to modify, delete, halt, or update these Terms and any related documents. Users shall be quickly informed of any changes to these Terms by website updates. You confirm that you have read, comprehended, and accepted the amended terms by using the platform or services after these changes go into effect. It is advised that you frequently review the conditions to be aware of any revisions or changes.

Miscellaneous:

Total Agreement: The terms of the loan agreement, the mobile application form, and the privacy statement together make up the whole agreement that governs the services that LoanFinserve provides to you.
Right Reservation: Even if it hasn't done so in the past, LoanFinserve retains the right to enforce any rights or provisions under these conditions.
Restrictions on Claims: You understand and agree that any legal actions or claims resulting from your use of the services or these terms must be brought within a year of the date the action or claim first emerged to avoid being barred.
Severability: The court will make an effort to preserve the parties' intentions as stated in that section if any element of these terms is determined to be invalid. The remainder of the terms and conditions will remain enforceable and effective.

Violations:

If you have any questions or would like to report a breach of these terms, please email LoanFinserve at info@----------------. Please be aware that referral coupons can only be used with the LoanFinserve App, which can be downloaded at http://www.LoanFinserveApp.com. By taking part in this referral program, participants agree to have their names, addresses, photographs, and other pertinent information published on many platforms.

It's crucial to keep in mind that LoanFinserve has restricted the referral scheme to certain cities. It is strictly forbidden under our Terms and Conditions to open multiple customer accounts using different addresses, email addresses, or devices to obtain unauthorized referral benefits.

Without giving previous notice, LoanFinserve retains the right to change, add, remove, amend, or modify any of the referral discount program's terms and conditions. The referred customer discount is non-transferable. In case of any disagreement about the referral program, all clients are obliged to follow Loanfinserve ruling. As a result of participating in the program, customers are liable for paying any applicable taxes, cess, tariffs, and fees payable to the government or any other pertinent body or agency. LoanFinserve maintains the rights to withhold features or benefits received through the referral program, suspend accounts, and cancel referral discounts.

If it is thought essential, LoanFinserve may also look into and examine any referral actions. Customers who participate in this program assume full responsibility for any loss or harm that may be attributed to their participation, acceptance, or use of any rewards. Clients understand that they are solely responsible for any technical issues, such as problems with network connections, software, hardware, or telecommunications; incorrect or delayed electronic communications; or any other technical or human error during program entry processing. This disclaimer covers LoanFinserve and its parent company, connected entities, executives, directors, and staff.

Unless otherwise forbidden by law, participants provide permission for their name, hometown, state, likeness, and/or voice to be used for promotional and publicity purposes without further payment.